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    Step-by-Step Guide to the Caribbean Citizenship by Investment Application Process 

    Looking for a smarter way to secure global mobility, protect your family’s future, and optimise your financial position all at once?

    Caribbean Citizenship by Investment (CBI) programs offer high-net-worth individuals, entrepreneurs, and globally minded families an efficient path to second citizenship, opening doors to visa-free travel, tax advantages, and greater freedom of movement. In a world where uncertainty is the new normal, having a Plan B isn’t optional,  it’s strategic.

    This guide walks you through the full Caribbean CBI application process, explores your investment options, and breaks down the due diligence process. By the end, you’ll understand how this opportunity could change the way you live, work, and plan for the future.

    Table of Contents:

    1. Step-by-Step Guide to the CBI Application Process
    2. 2. Investment Options Explained  
    3. Understanding the Caribbean CBI Due Diligence Process
    4. Caribbean CBI: More Than a Second Passport

    Step-by-Step Guide to the CBI Application Process

    While every Caribbean nation has its nuances, the CBI process generally follows a well-defined structure. Whether you’re considering GrenadaSt. Kitts and NevisDominicaSaint Lucia, or Antigua and Barbuda, the process can be streamlined and successful — especially with ATBGM guiding you through each stage.

    Step 1: Select the Best-Fit Country for Your Needs

    What matters most to you? Speed? Visa-free access? Family inclusion? Tax efficiency?

    Each Caribbean country offers a unique advantage.

    • St. Kitts and Nevis boasts the oldest and most established CBI programme with fast-track options.
    • Grenada is popular for its faster processing times and visa-free access to China, EU and UK.
    • Dominica consistently ranks as one of the best value-for-money options.
    • Antigua and Barbuda offers excellent packages for families of 6 or more.
    • Saint Lucia combines competitive pricing with a growing global passport reputation.

    With ATBGM, you’ll work through a short diagnostic session to match your goals with the right country.

    Step 2: Engage a Licensed Agent (ATBGM)

    Applications must be submitted via a licensed agent such as ATBGM who will act as your strategic partner who will ensure compliance with the formal process. ATBGM has established relationships with Caribbean CBI units and our client-first approach have given us  a reputation for speed, accuracy, and discretion while being as personable as possible.

    Why does this matter? Mistakes on forms, inconsistent financial documentation, or unclear family structures can delay or derail an application. With ATBGM, every document is pre-screened and optimised before submission.

    Step 3: Prepare Documentation and Complete Application Forms

    Documentation will vary slightly, but you can expect to gather:

    • Certified copies of passports and national IDs
    • Police clearance certificates
    • Proof of address and utility bills
    • Birth and marriage certificates
    • Financial statements and source of funds
    • Medical reports

    For business owners, this step might also include audited financials, corporate registry documents, or ownership declarations.

    ATBGM ensures all documents meet the specific formatting and legalisation requirements of the destination country. Whether that means apostilles, translations, or notarised certifications, we will ensure your documents are complete and ready for submission.

    Step 4: Application Submission and Government Review

    Once submitted, the Citizenship by Investment Unit (CIU) of your chosen country begins the review process. This includes:

    • Administrative screening
    • Initiation of due diligence
    • Verification of documents and signatures

    While you don’t need to travel to the Caribbean to apply, some countries (like Antigua) may require a brief in-person visit later on. You must visit for at least 7 days over the 5 year period of getting your passport.

    Step 5: Receive Approval-in-Principle and Make Your Investment

    If the government is satisfied with your due diligence results and application, you’ll receive an approval-in-principle letter. This is your green light to proceed with the investment.

    You’ll then choose to either:

    • Transfer the government donation amount, or
    • Complete a real estate purchase with supporting documentation.

    Step 6: Certificate of Naturalisation and Passport Issued

    Upon verification of your investment, you’ll receive a Certificate of Naturalisation. Shortly after, your passport is issued and couriered to you securely. This marks the completion of your citizenship process — but it also opens a new chapter in your life, with enhanced freedom, flexibility, and security.

    Read More: What is Citizenship by Investment and How Does It Work?

    2. Investment Options Explained

    Choosing your investment route isn’t just a formality. It reflects your personal or business priorities, whether you’re looking for simplicity, asset growth, or family inclusion.

    Option 1: Non-Refundable Government Contributions

    This route appeals to those who value efficiency, especially solo applicants or couples with a clear goal: fast, clean approval.

    Sample donation thresholds:

    • Dominica: USD 235,000 (single applicant)
    • Saint Lucia: USD 240,000 (single), USD 270,000 (family of four)
    • Grenada: USD 235,000 (For up to 4 members)

    The funds typically support national development, healthcare, education, and green infrastructure. While the contribution is non-refundable, it requires less administration than real estate and doesn’t involve long-term obligations.

    Option 2: Government-Approved Real Estate Projects

    This route is ideal for those seeking a tangible return or luxury residency options in the Caribbean. Most real estate investments start at USD 270,000+.

    What can you invest in?

    • Boutique hotels
    • Resort developments
    • Beachfront villas

    Most countries require you to hold the property for at least 5 years before resale. This can be an excellent option for those who plan to spend time in the region or who want a longer-term asset attached to their citizenship.

    ATBGM’s network includes vetted developers and exclusive listings, making it easier to choose a project with real value and resale potential.

    Family Considerations

    Each programme offers varying policies and pricing models for dependants.

    • Children can be included up to age 30 in Grenada and Antigua.
    • Dominica allows single adult children and even parents over age 55.
    • Some countries allow unmarried siblings, widowed parents, or even disabled dependants.

    Planning for multigenerational security? ATBGM will structure the application to maximise value and minimise add-on costs, especially for large families.

    3. Understanding the Caribbean CBI Due Diligence Process

    Due diligence is at the heart of all Caribbean CBI programmes. It’s what makes these passports so internationally respected. No shortcuts. No compromises.

    What Happens Behind the Scenes?

    Once your application is submitted, the CIU initiates checks that span global databases and local intelligence channels. These checks are conducted by independent international firms specialising in compliance and risk mitigation.

    They screen for:

    • Past criminal records
    • Involvement in litigation or disputes
    • Politically exposed person (PEP) status
    • Source of wealth and income history
    • Reputation in public and private sectors

    What Could Trigger a Rejection?

    Applications may be declined due to:

    • Misrepresentation or inconsistencies in documents
    • Unexplained wealth or suspicious financial transfers
    • Criminal history or sanctions
    • Involvement in money laundering or tax evasion
    • Political instability if flagged as high-risk

    But many rejections are preventable. With us by your side, you’ll receive a complete pre-submission risk assessment. They’ll identify gaps, flag potential issues, and help you correct anything that could compromise your approval.

    Why It Matters for Global Mobility

    Caribbean passports are only valuable because they’re secure. The EU, UK, and Schengen countries trust these programmes because of their robust vetting. That’s why countries like St. Kitts and Nevis and Dominica have retained visa-free access to over 140 nations.

    When you go through a programme with strong due diligence — and pass — you’re not just holding a passport. You’re holding credibility.

    Caribbean CBI: More Than a Second Passport

    For business owners, families, and internationally mobile individuals, Caribbean CBI is more than a document — it’s an investment in peace of mind. Whether you’re expanding into global markets and securing better education for your children, or protecting your future from instability, second citizenship creates long-term resilience.

    With ATBGM, the path to citizenship becomes clear, manageable, and even exciting. They’ve helped thousands of applicants like you make informed, confident decisions every step of the way.

    Ready to unlock more freedom and opportunity for your family or business?

    There’s no substitute for peace of mind. Whether you’re building a business, raising a family, or simply planning ahead, Caribbean Citizenship by Investment offers the safety net you need.

     

    Speak with a Caribbean CBI specialist and explore your best-fit investment path today. 

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